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Overview

This guide covers the mechanics of supplying capital to Centuari, from placing orders to managing active positions.

Placing a Lend Order

Easy Mode

1

Select Asset & Amount

Choose stablecoin and enter amount
2

Review Terms

System shows:
  • Estimated rate
  • Estimated maturity
  • Auto rollover status
3

Confirm

One-click to submit order

Advanced Mode

1

Select Asset & Amount

Choose stablecoin and enter amount
2

Set Your Rate

Enter desired APY (e.g., 8.5%)
Higher rates = longer wait for match. Check order book for current market.
3

Choose Maturity

Select from:
  • Predetermined maturity dates (1st of each month, up to 3 active dates)
4

Configure Auto Features

Toggle auto rollover on/off
5

Confirm

Submit order to book

Order States

Order Book Mechanics

Price-Time Priority

Orders match based on:
  1. Best rate first: Orders offering better rates match first
  2. Time priority: Among equal rates, earlier orders match first

Example

Partial Fills

Large orders may match with multiple counterparties:

Managing Pending Orders

View Orders

Dashboard shows all pending orders with:
  • Amount and rate
  • Time in queue
  • Estimated fill time

Modify Orders

Before matching, you can:
  • Change rate: Adjust up or down
  • Change amount: Increase or decrease
  • Cancel: Remove from book entirely

Cancel Orders

Cancellation is:
  • Free: No gas or protocol fees
  • Instant: Funds available immediately
  • Partial: Can cancel portion of order

Active Positions

Once matched, your position shows:

CBT Mechanics

Purchase Price

CBT is purchased at a discount:

Price Convergence

CBT price increases as maturity approaches:

Cross-Chain Deposits

Deposit from any supported chain:
1

Select Source Chain

Choose your current chain (Ethereum, Polygon, etc.)
2

Enter Amount

Specify amount to lend
3

Approve & Sign

Sign cross-chain transaction
4

Wait for Bridge

Assets bridge to Arbitrum (usually 10-30 minutes)
5

Order Placed

Your lend order is placed on Arbitrum

Idle Yield Router (Idle Capital)

While your order waits for a match:
  1. After brief delay (~5 min), capital deployed to yield protocols
  2. Earns interim yield (Aave, Compound, etc.)
  3. Instantly recalled when order matches
  4. You keep all interim yield

Idle Yield Router Details

Learn more about capital efficiency

Best Practices

Check Market Rates

Review order book before setting your rate

Consider Maturity Needs

Choose maturity based on when you’ll need funds

Use Rate Laddering

Split across multiple rates for faster fills

Monitor Positions

Track upcoming maturities and plan accordingly

FAQs

Your rate may be above current market. Check the order book and consider lowering your rate or using Easy Mode.
Each lend order creates a separate position. You can have multiple positions at different rates/maturities.
Borrowers are overcollateralized. If collateral drops, they’re liquidated, your position is unaffected.