What is Centuari?
Centuari is a decentralized fixed-rate lending protocol that solves DeFi’s volatility problem. While traditional DeFi lending offers variable rates that can swing 78%+ in a single day, Centuari locks in your rates from day one.Fixed Rates
Lock in predictable yields and borrowing costs
Cross-Chain
Liquidity from multiple chains, execution on Arbitrum
Gasless
No gas fees for lending and borrowing
Composable
Trade, hold, or collateralize your positions
Why Fixed Rates Matter
For Lenders
For Lenders
Know exactly what you’ll earn. No more watching rates drop overnight. Set your rate, set your maturity, and earn predictable yields.
For Borrowers
For Borrowers
Plan your finances with confidence. Fixed borrowing costs mean no surprise rate hikes that could push you toward liquidation.
For Institutions
For Institutions
Meet compliance requirements. Fixed rates enable proper financial planning, hedging, and risk management that variable rates simply cannot provide.
Quick Start
Lenders
Supply capital and earn fixed yields
Borrowers
Borrow at predictable fixed rates
LPs
Provide liquidity and earn spreads
Developers
Build on Centuari’s infrastructure
Two Ways to Lend & Borrow
- Easy Mode
- Advanced Mode
One-click simplicity
- Optimized rates selected automatically
- Auto rollover for lenders (positions extend at maturity)
- Auto refinance for borrowers (rolls to best rate)
- Perfect for users who want hands-off fixed-rate exposure
The Centuari Bond Token (CBT)
When you lend on Centuari, you receive CBT, a tokenized representation of your lending position.CBT works like a Zero Coupon Bond: purchased at a discount, converges to $1 at maturity. This makes your position fully composable, hold it, trade it, or use it as collateral elsewhere.
Protocol Stats
TVL
$XXX M
Total Volume
$X.XX B
Active Markets
XX