Overview
Centuari accepts both crypto assets and tokenized real-world assets (RWA) as collateral. Each has different risk parameters.Crypto Collateral
ETH (Ether)
Best for: Long-term ETH holders who want liquidity without selling
wBTC (Wrapped Bitcoin)
Best for: BTC holders seeking stablecoin liquidity
Stablecoins (USDC, USDT)
Best for: Stablecoin holders wanting leverage or cross-currency borrowing
stETH (Lido Staked ETH)
Best for: Stakers who want to keep earning staking rewards while borrowing
RWA Collateral
Tokenized Equities
Best for: Stock holders who want DeFi liquidity without selling positions
Tokenized Treasuries
Best for: Conservative investors seeking highest capital efficiency
Tokenized Gold
Best for: Gold holders wanting USD liquidity while maintaining gold exposure
Collateral Comparison
Mixed Collateral
Combine multiple assets in one position:- Diversification reduces single-asset risk
- Optimize capital efficiency
- Flexibility in collateral management
Adding Collateral
1
Access Position
Go to your borrowing position
2
Select Asset
Choose collateral asset to add
3
Enter Amount
Specify how much to deposit
4
Confirm
Collateral added to position
Swapping Collateral
Replace one collateral with another:1
Withdraw Excess
If health factor allows, withdraw some collateral
2
Deposit New
Add different collateral type
Collateral Valuation
Crypto Assets
- Price Source: Chainlink oracles
- Update Frequency: Every block or on deviation
- 24/7 Pricing: Yes
RWA Assets
- Price Source: Chainlink + issuer oracles
- Update Frequency: Market hours real-time, after-hours at last close
- Trading Hours Impact: LTV reduced after hours for volatility buffer
FAQs
Can I use NFTs as collateral?
Can I use NFTs as collateral?
Not currently. Only fungible tokens are supported.
What happens to staking rewards on stETH?
What happens to staking rewards on stETH?
You keep earning staking rewards while stETH is used as collateral.
Can I use RWA if I'm in the US?
Can I use RWA if I'm in the US?
Depends on the specific token. Some RWA tokens restrict US persons. Check token issuer requirements.
Why is stock LTV lower than crypto?
Why is stock LTV lower than crypto?
Stocks have trading hours, creating price gaps overnight and weekends. Lower LTV compensates for this uncertainty.
RWA Collateral Details
Learn more about using real-world assets