Overview
Credit Kit is Centuari’s embedded finance infrastructure. It enables fintechs, neobanks, wallets, and applications to offer fixed-rate lending and borrowing features to their users without building lending infrastructure from scratch.Think of it as: Stripe for fixed-rate lending. Integrate our API, offer lending products to your users, earn revenue share.
Integration Options
Partners can integrate through a REST API for full control or a TypeScript SDK for faster development. Detailed documentation will be available when Credit Kit launches.Use Cases
Neobank Savings Product
Neobank Savings Product
Digital bank offers fixed-rate savings to its users. Deposits are deployed to Centuari fixed-rate lending, and users earn predictable yield.User experience: “Open a 6-month fixed savings account at 7% APY”
Wallet Yield Feature
Wallet Yield Feature
Crypto wallet adds an “Earn” feature for idle balances. Credit Kit manages lending positions behind the scenes.User experience: “Your USDC is earning 8.2% APY”
Corporate Treasury
Corporate Treasury
Treasury management platform deploys operating capital into diversified fixed-rate positions for predictable returns.User experience: “Deploy excess cash at fixed 6.5% for Q2”
Embedded Borrowing
Embedded Borrowing
DeFi app offers margin or borrowing with fixed-rate costs. Users deposit collateral and borrow at locked rates.User experience: “Borrow up to $50,000 at fixed 8% for 90 days”