> ## Documentation Index
> Fetch the complete documentation index at: https://docs-staging.centuari.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Credit Kit

> Embedded credit infrastructure for fintechs and applications

<Warning>
  **Coming Soon** - Credit Kit is an upcoming feature. Further details will be available when it launches.
</Warning>

## Overview

Credit Kit is Centuari's embedded finance infrastructure. It enables fintechs, neobanks, wallets, and applications to offer fixed-rate lending and borrowing features to their users without building lending infrastructure from scratch.

<Info>
  **Think of it as**: Stripe for fixed-rate lending. Integrate our API, offer lending products to your users, earn revenue share.
</Info>

## Integration Options

Partners can integrate through a REST API for full control or a TypeScript SDK for faster development. Detailed documentation will be available when Credit Kit launches.

## Use Cases

<AccordionGroup>
  <Accordion title="Neobank Savings Product" icon="piggy-bank">
    Digital bank offers fixed-rate savings to its users. Deposits are deployed to Centuari fixed-rate lending, and users earn predictable yield.

    **User experience**: "Open a 6-month fixed savings account at 7% APY"
  </Accordion>

  <Accordion title="Wallet Yield Feature" icon="wallet">
    Crypto wallet adds an "Earn" feature for idle balances. Credit Kit manages lending positions behind the scenes.

    **User experience**: "Your USDC is earning 8.2% APY"
  </Accordion>

  <Accordion title="Corporate Treasury" icon="building">
    Treasury management platform deploys operating capital into diversified fixed-rate positions for predictable returns.

    **User experience**: "Deploy excess cash at fixed 6.5% for Q2"
  </Accordion>

  <Accordion title="Embedded Borrowing" icon="credit-card">
    DeFi app offers margin or borrowing with fixed-rate costs. Users deposit collateral and borrow at locked rates.

    **User experience**: "Borrow up to \$50,000 at fixed 8% for 90 days"
  </Accordion>
</AccordionGroup>