> ## Documentation Index
> Fetch the complete documentation index at: https://docs-staging.centuari.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Centuari

> Cross-chain fixed-rate lending protocol bringing predictable yields to DeFi

## What is Centuari?

Centuari is a decentralized fixed-rate lending protocol. It aggregates liquidity across multiple chains, settles on Arbitrum, and charges zero gas fees for lending and borrowing. Lock in your rates from day one - no more volatile APYs.

## Products

<CardGroup cols={3}>
  <Card title="Fixed Rate Lending" icon="lock" href="/products/fixed-rate/overview">
    Gasless cross-chain fixed-rate lending and borrowing with predictable yields
  </Card>

  <Card title="Stablecoin Enabler" icon="coins" href="/products/stablecoin-enabler/overview">
    Multi-currency support for global stablecoins (USDC, EURC, JPYC, and more)
  </Card>

  <Card title="RWA Collateral" icon="building-columns" href="/products/rwa-collateral/overview">
    Use tokenized real-world assets as collateral for fixed-rate borrowing
  </Card>

  <Card title="Idle Yield Router" icon="route" href="/products/yield-router/overview">
    Automatic deployment of idle capital to maximize capital efficiency
  </Card>

  <Card title="Mutual Fund Vaults" icon="vault" href="/products/mutual-fund-vaults/overview">
    Managed yield strategies with curator-controlled parameters
  </Card>

  <Card title="Asset Looping" icon="repeat" href="/products/asset-looping/overview">
    Loop any asset - stablecoins, crypto, or RWA - to amplify your exposure with fixed-rate borrowing
  </Card>
</CardGroup>

<Card title="Credit Kit" icon="code" href="/products/credit-kit/overview">
  Embedded credit infrastructure for fintechs and applications
</Card>

## Why Fixed Rate?

DeFi lending rates can swing 78%+ in a single day. Fixed rates give lenders predictable yields and borrowers stable costs - no surprises.

<Card title="Why Fixed Rate?" icon="chart-simple" href="/overview/why-fixed-rate">
  Understand the volatility problem and how Centuari solves it
</Card>

## How It Works

Centuari uses a hybrid order book: orders are matched off-chain for speed, settled on-chain for security. All positions are tokenized as Centuari Bond Tokens (CBT).

<Card title="How It Works" icon="gears" href="/overview/how-it-works">
  Learn the protocol mechanics, CBT, and cross-chain architecture
</Card>

## Quick Start

<CardGroup cols={2}>
  <Card title="Lenders" icon="circle-dollar" href="/user-guides/lenders/getting-started">
    Supply capital and earn fixed yields
  </Card>

  <Card title="Borrowers" icon="credit-card" href="/user-guides/borrowers/getting-started">
    Borrow at predictable fixed rates
  </Card>

  <Card title="Liquidity Providers" icon="water" href="/user-guides/liquidity-providers/getting-started">
    Provide liquidity and earn spreads
  </Card>

  <Card title="Vault Curators" icon="sliders" href="/user-guides/vault-curators/getting-started">
    Create and manage yield vaults
  </Card>
</CardGroup>

## Explore the Docs

<CardGroup cols={2}>
  <Card title="Products" icon="box" href="/products/fixed-rate/overview">
    Explore Centuari's full product suite
  </Card>

  <Card title="FAQ" icon="circle-question" href="/resources/faq">
    Common questions answered
  </Card>

  <Card title="Glossary" icon="book" href="/resources/glossary">
    Key terms and definitions
  </Card>

  <Card title="Risks" icon="triangle-exclamation" href="/resources/risks">
    Understand protocol risks and mitigations
  </Card>
</CardGroup>